Please note the calculations and illustrations in the Comparison Calculator for fixed loans assumes payment of interest in arrears. For fixed loans in advance, interest is charged on the first day of the period for which the interest is fixed, for the whole of that period, on the basis of a 365 day year.
How to use the calculator
-- Enter your loan details, the fixed period and the portion of your loan you would like to fix.
-- Enter your applicable variable interest rate.
-- Enter your applicable fixed interest rate.
-- Adjust the variable interest rate below chart to see how future variable interest rate movements will change the outcome.
E: gearedinvestments@cba.com.au
P: 13 15 20
Important Information
While borrowing to invest can multiply your investment returns, it may also multiply your losses if the value of your investment falls.
*Important information about the calculator
The results do not take into account additional payments and assume your loan balance remains the same for the period you have selected. Interest rates are indicative and are subject to change without notice.
The results shown above are estimates for illustrative purposes only and actual outcomes may vary significantly. If you decide to terminate a fixed rate agreement early, an early termination cost may apply - refer to the Geared Investments Loan Terms and Conditions.
Information on taxation is based on the continuation of current laws, as at the date of communication, and their interpretation which may be subject to change.
Commonwealth Bank Geared Investments Loan is issued by Commonwealth Bank of Australia ABN 48 123 123 124 AFSL 234945. This product is administered by Commonwealth Securities Limited ABN 60 067 254 399 AFSL 238814 (CommSec), a wholly owned but non-guaranteed subsidiary of the Commonwealth Bank of Australia. CommSec is a Market Participant of ASX Limited and Cboe Australia Pty Limited, a Clearing Participant of ASX Clear Pty Limited and a Settlement Participant of ASX Settlement Pty Limited. Applications for Geared Investments Loans are subject to approval. Fees and charges apply.
This Calculator is for illustrative purposes and produces factual information based on the input variables. This Calculator does not provide advice, nor does it represent any particular financial product, and its results are not intended to imply any recommendation or opinion about a financial product. The outcomes generated by the calculator, and this information - contains general information only and does not take into account any individual objectives, financial and taxation situation or needs. Before acting on the information, consider the appropriateness of your own objectives, needs, financial and taxation situation and, if necessary, seek appropriate independent financial and taxation advice.
No member of the Group guarantees the accuracy or reliability of this service. The Group does not accept any liability for any loss or damage arising out of the use of all or any part of this calculator. The Group are under no obligation to, and do not, update or keep current the information contained in this calculator. Any valuations, projections and forecasts contained in this calculator are based on a number of assumptions and estimates and are subject to contingencies and uncertainties. Different assumptions and estimates could result in materially different results. This calculator is not directed to, or intended for distribution to or use by, any person or entity who is a citizen or resident of or located in any locality, state, country or other jurisdiction where such distribution, publication, availability or use would be contrary to law or regulation or which would subject any entity within the Group to any registration or licensing requirement within such jurisdiction.
All material presented in this calculator, unless specifically indicated otherwise, is under copyright to the Group. None of the material, nor its content, nor any copy of it, may be altered in any way, transmitted to, copied or distributed to any other party, without the prior written permission of the appropriate entity within the Group.