Your cash account for trading
The Commonwealth Direct Investment Account (CDIA) is the preferred cash management account for CommSec share traders - with it you can seamlessly settle trades, transact and earn tiered interest based on your account balance.
Your CDIA is linked to your CommSec Trading Account so you enjoy low brokerage costs plus the convenience of settling trades without the need to transfer between accounts. The tiered interest rate applies to the entire balance on your account (including dividends paid into this account), pay no monthly account-keeping fee, enjoy unlimited electronic withdrawals1 and complete access to your cash anytime.