For a full list of fees and charges, please refer to our Financial Services Guide
|
Trade execution |
Brokerage fee amount by transaction value1,2,3,4,5 |
|---|---|
|
Trade online (via website, mobile apps or other platforms) and settle your trade to a CDIA6 or CommSec Margin Loan6 |
$5.00 (Up to and including $1,000)) $10.00 (Over $1,000 up to $3,000 (inclusive)) $19.95 (Over $3,000 up to $10,000 (inclusive)) $29.95 (Over $10,000 up to $25,000 (inclusive)) 0.12% (Over $25,000) |
|
Trade online (via website, mobile apps or other platforms) and settle into a bank account of your choice |
$29.95 (Up to and including $9,999.99) 0.31% ($10,000 and above) |
|
Trades over the phone and deceased estates7 |
$59.95 (Up to and including $10,000) 0.52% (Over $10,000 up to $25,000 (inclusive)) 0.49% (Over $25,000 up to $1,000,000 (inclusive)) 0.11% (Over $1,000,000) |
|
Trades requiring settlement through a third party7 |
$99.95 (Up to and including $15,000) 0.66% (Over $15,000) |
1 Different brokerage rates apply to CommSec Pocket trades executed through CommSec Pocket App or CommBank App.
2 Alternative brokerage rates may be agreed from time to time and (if agreed to) will be payable under clause 22 of CommSec's Share Trading Terms and Conditions. If you are offered, and agree to a tiered brokerage rate, this may result in brokerage charges that differ from rates expressly disclosed within the CommSec FSG.
3 Unless otherwise indicated, where a fee or charge is expressed as a percentage, it refers to a percentage of the transaction value. For GST rounding reasons, the final brokerage fee may result in a slight variance from the stated or expected charge, which may exceed two cents for large trades.
4 Brokerage charged (shares, warrants, listed managed investments and derivatives): Brokerage at these rates applies each time you trade a stock, warrant, listed managed investment or derivative.
5 Where an amendment is made to a partially executed order, the existing order is cancelled, and a new order placed for which brokerage will be charged independently as a new order upon execution.
6 To be eligible, you must trade online, be CHESS Participant Sponsored with CommSec and settle your trades through either a Commonwealth Direct Investment Account (CDIA) or a CommSec Margin Loan.
7 Includes trades settling to CommSec Margin Loans or Commonwealth Bank Geared Investments Loans and where the Commonwealth Bank exercises its rights under the Margin Loan Terms and Conditions.
|
Trade execution |
Brokerage fee amount by transaction value1,2 |
|---|---|
|
Trade through Pocket App or CommBank App |
$2.00 (up to and including $1,000) 0.20% (Over $1,000) |
|
Late settlement fee |
$10.00 |
1 If additional services are required through the CommSec website or over the phone then fees will be as outlined in the CommSec FSG.
2 Unless otherwise indicated, where a fee or charge is expressed as a percentage, it refers to a percentage of the transaction value. For GST rounding reasons, the final brokerage fee may result in a slight variance from the stated or expected charge, which may exceed two cents for large trades.
|
Markets |
International Shares account (whichever amount is greater)1,2,3,4,5
|
International Shares Plus account (whichever amount is greater)1,2,3,4,5 |
|---|---|---|
|
United States |
USD$5.00 or 0.12% |
USD$9.95 or 0.20% |
|
Canada |
CAD$40.00 or 0.40% |
CAD$50.00 or 0.50% |
|
France, Germany, Italy, Netherlands |
EUR€12.00 or 0.40% |
EUR€20.00 or 0.50% |
|
Hong Kong |
HKD$130.00 or 0.40% |
HKD$200.00 or 0.50% |
|
Japan |
JPY¥1,500 or 0.40% |
JPY¥2,500 or 0.50% |
|
Norway |
NOK175.00 or 0.40% |
NOK250.00 or 0.50% |
|
Singapore |
SGD$25.00 or 0.40% |
SGD$35.00 or 0.50% |
|
Sweden |
SEK155.00 or 0.40% |
SEK225.00 or 0.50% |
|
Switzerland |
CHF₣17.00 or 0.40% |
CHF₣25.00 or 0.50% |
|
United Kingdom |
GBP£12.00 or 0.40% |
GBP£20.00 or 0.50% |
1 If You are offered and agree to a modified brokerage rate and/or fee structure (“Alternative Rates”), this may result in brokerage and/or fees that differ from rates expressly disclosed within the FSG. You will be charged in accordance with the Alternative Rates until such time You and We agree otherwise or until such a time as We vary the Alternative Rates (which may include reverting to those disclosed in the FSG) by exercising its right to vary under clause 79 of the CommSec International Shares Terms and Conditions.
2 Taxes and fees are put through from our International Custodian at cost.
3 Brokerage in US and Canadian markets are inclusive of SEC Transaction fees and FINRA Trading Activity fees.
4 For all orders that are not fully executed in the same trading day, you will be charged at least the minimum brokerage fee each day an order remains in the market and partially executes (you will not be charged if there are no units executed).
5 Where an amendment is made to a partially executed order, the existing order is cancelled, and a new order placed for which brokerage will be charged independently as a new order upon execution.
Third Party Fees2, 6
|
Fee Type |
Put through at cost2,6 |
|---|---|
|
Taxes, Stamp Duty, International Securities Transfer & Third Party Fees |
Put through at cost |
2 Taxes and fees are put through from our International Custodian at cost.
6 CommSec reserves the right to pass through to your account any additional charges, or changes to existing charges, that CommSec may incur as a result of changes in industry practices or through the course of normal business operations. This may include costs incurred from holding negative interest-bearing currencies.
Foreign Exchange7, 8
|
Fee Type |
Amount7,8 |
|---|---|
|
Foreign Exchange fee |
0.55% |
7 The foreign exchange fee is charged per currency conversion. Currency conversions are automatically performed for each trade unless the Plus feature enabling the foreign currency wallet has been activated and there are sufficient funds in the local currency to settle the trade.
8 For currency pairs that cannot be directly converted, an intermediate conversion to USD or another eligible currency will be necessary to facilitate the currency conversion. You will be charged foreign exchange fees for each leg, which is each individual currency conversion necessary to obtain the required currency pair conversion.
Other Fees1,12
|
Fee Type |
Amount1,12 |
|---|---|
|
Inactivity Fee |
AUD $0.00 |
|
Custody Fee |
AUD $0.00 |
|
Real-time Market Data |
AUD $0.00 |
|
Delayed Market Data (approx. 20 min) |
AUD $0.00 |
|
Live Market Data Snapshot13 |
USD $0.01 for US Equity quotes |
|
U.S Tax form Fee |
AUD $0.00 |
|
Funds Transfer Rejection Fee |
AUD $0.00 |
|
Instant Buying Power14 |
AUD $0.00 |
|
Instant Funding (deposit/withdrawal) |
AUD $0.00 |
|
U.S. Transfers IN/OUT (ACATS only)15 |
AUD $0.00 |
|
U.S. Transfers In (Direct Registration System) 16 |
USD $25.00 per settled transaction. |
|
Canada Transfers In (Direct Registration System) 16,18 |
CAD $30.00 per settled transaction plus the exact settlement or rejection fee charged by the third party transfer agent. |
|
U.S. Transfers Out (Direct Registration System)17 |
USD $5.00 per settled transaction. |
|
U.S. Transfers In (Deposit at Withdrawal Custodian) |
USD $100.00 per settled transaction. |
1 If You are offered and agree to a modified brokerage rate and/or fee structure (“Alternative Rates”), this may result in brokerage and/or fees that differ from rates expressly disclosed within the FSG. You will be charged in accordance with the Alternative Rates until such time You and We agree otherwise or until such a time as We vary the Alternative Rates (which may include reverting to those disclosed in the FSG) by exercising its right to vary under clause 79 of the CommSec International Shares Terms and Conditions.
12 CommSec reserves the right to pass through to your account any additional charges, or changes to existing charges, that CommSec may incur as a result of changes in industry practices or through the course of normal business operations. This may include costs incurred from holding negative interest -bearing currencies.
13 Live Market Data Snapshots can be requested and will be charged, after $1.00 USD usage is reached (complimentary $1.00 USD). Fees are assessed and charged in arears on a monthly basis, generally in the first week after the month in which Live Market Data Snapshot services were provided.
14 Instant Buying Power allows you to trade International Securities with funds from executed International Securities sell orders prior to trade settlement.
15 We only support electronic broker-to-broker transfers of International Securities. Your other broker, or their transfer agent, may independently charge you a fee for transfers.
16 Direct Registration System deposit fees above USD $25.00 for US Transfers or above CAD $30.00 represent additional third party transfer agent fees have been incurred/applied.
17 U.S. Transfer Out (Direct Registration System) may only be accepted in exceptional circumstances as determined by Us.
18 A minimum of CAD $300.00 in your CommSec International Shares account is required to cover potential fees.
Margin Lending Interest Rates effective from 22 August 2025
|
Paid Yearly in Advance |
Paid Monthly in Arrears |
|
|---|---|---|
|
Variable Rate |
N/A |
8.90% p.a. |
|
1 Year Fixed Rate |
7.99% p.a. |
8.04% p.a. |
|
2 Year Fixed Rate |
7.99% p.a. |
8.04% p.a. |
|
3 Year Fixed Rate |
7.99% p.a. |
8.04% p.a. |
|
5 Year Fixed Rate |
7.99% p.a. |
8.04% p.a. |
Interest Rates are subject to change without notice. All rates are indicative only. For a complete list of potential fees and charges that may apply to your account, please visit the Rates and Fees section of the CommSec website here. Fees and charges are subject to change without notice.
Brokerage Rates
|
Trade execution |
Brokerage fee amount by transaction value1,2,3,4,5 |
|---|---|
|
Trade online (via website, mobile apps or other platforms) and settle your trade to a CDIA6 or CommSec Margin Loan6 |
$5.00 (Up to and including $1,000)) $10.00 (Over $1,000 up to $3,000 (inclusive)) $19.95 (Over $3,000 up to $10,000 (inclusive)) $29.95 (Over $10,000 up to $25,000 (inclusive)) 0.12% (Over $25,000) |
|
Trade online (via website, mobile apps or other platforms) and settle into a bank account of your choice |
$29.95 (Up to and including $9,999.99) 0.31% ($10,000 and above) |
|
Trades over the phone and deceased estates7 |
$59.95 (Up to and including $10,000) 0.52% (Over $10,000 up to $25,000 (inclusive)) 0.49% (Over $25,000 up to $1,000,000 (inclusive)) 0.11% (Over $1,000,000) |
|
Trades requiring settlement through a third party7 |
$99.95 (Up to and including $15,000) 0.66% (Over $15,000) |
1 Different brokerage rates apply to CommSec Pocket trades executed through CommSec Pocket App or CommBank App.
2 Alternative brokerage rates may be agreed from time to time and (if agreed to) will be payable under clause 22 of CommSec's Share Trading Terms and Conditions. If you are offered, and agree to a tiered brokerage rate, this may result in brokerage charges that differ from rates expressly disclosed within the CommSec FSG.
3 Unless otherwise indicated, where a fee or charge is expressed as a percentage, it refers to a percentage of the transaction value. For GST rounding reasons, the final brokerage fee may result in a slight variance from the stated or expected charge, which may exceed two cents for large trades.
4 Brokerage charged (shares, warrants, listed managed investments and derivatives): Brokerage at these rates applies each time you trade a stock, warrant, listed managed investment or derivative.
5 Where an amendment is made to a partially executed order, the existing order is cancelled, and a new order placed for which brokerage will be charged independently as a new order upon execution.
6 To be eligible, you must trade online, be CHESS Participant Sponsored with CommSec and settle your trades through either a Commonwealth Direct Investment Account (CDIA) or a CommSec Margin Loan.
7 Includes trades settling to CommSec Margin Loans or Commonwealth Bank Geared Investments Loans and where the Commonwealth Bank exercises its rights under the Margin Loan Terms and Conditions.
Application Fee
|
Type of Application Fee |
Fee Amount |
|---|---|
|
Application fee for individual and company applicants |
$0 |
|
Trust deed investigation fee |
minimum $200 |
|
Personal Property Securities Register (PPSR) Registration Fee (Government fee payable when the Security Interest is registered, or registration is amended) |
Amount of government fee (if applicable) |
Account Maintenance Fee
|
Account Maintenance Fee Type |
Fee Amount |
|---|---|
|
Account Keeping Fee |
$0 |
|
Printing and postage of contract notes (Electronic contract notes are free of charge) |
$1.95 |
|
Dishonour Fee |
$30 |
|
Rebooking Fee |
$25 |
|
Off Market Transfer Fee |
$54 |
|
Government tax or duty |
Government tax or duty |
Account Closure Fee
|
Account Closure Fee Type |
Fee Amount |
|
Early repayment adjustment and administrative fee on fixed rate loans |
Depends on amount of loan and interest rate movements |
Commonwealth Direct Investment Account - Interest Rates
Effective from 1 November 2025.
|
Balance |
CommSec Classic1 |
Private Bank2 |
SMSF3 |
CommSec Standard4 |
|---|---|---|---|---|
|
$1,000,000 or more |
1.75% p.a. |
1.75% p.a. |
2.00% p.a. |
0.75% p.a. |
|
$250,000 - $999,999 |
1.15% p.a. |
1.15% p.a. |
2.00% p.a. |
0.75% p.a. |
|
$50,000 - $249,999 |
0.75% p.a. |
0.75% p.a. |
2.00% p.a. |
0.25% p.a. |
|
Less than $50,000 |
0.10% p.a. |
0.10% p.a. |
0.10% p.a. |
0.00% p.a. |
1. Only available where i) CDIA is originated through CommSec and linked to a CommSec Share Trading Account, or have requested to switch to this price option; and ii) the Linked CommSec Share Trading Account is not suspended.
2. Only available for accounts opened by Private Bank or as agreed upon with a Private Banker. Customers may request to switch to another eligible price option through their Private Banker.
3. Only available for self-managed super funds (SMSFs) at account opening or if you have requested to switch to this price option for an eligible account type.
4. Interest rates for existing account holders only - no longer available for sale.
CommSec Notice Investor – Interest Rates
Effective from 24 October 2025.
Interest is calculated on the daily closing credit balance and paid monthly1. Interest rates are based on eligibility at account opening.
|
Balance Classification |
All Entity Types (excluding Financial Institutions2) 7 days3 |
All Entity Types (excluding Financial Institutions2) 2 days3 |
Financial Institutions2 7 days3 |
Financial Institutions2 2 days3 |
|---|---|---|---|---|
|
On hold |
3.70% p.a. |
2.95% p.a. |
2.70% p.a. |
1.95% p.a. |
|
On notice |
3.70% p.a. |
2.95% p.a. |
2.70% p.a. |
1.95% p.a. |
|
At call |
- |
- |
- |
- |
1. Interest will be paid monthly on the first calendar day of the month and when the account is closed.
2. Please refer to the CommSec Notice Investor Terms and Conditions for the definition of ‘Financial Institutions’ entity type.
3. Notices must be submitted before 10pm Sydney time to be processed on the same day. Notices submitted after 10pm Sydney time may be processed the following day and the clock will start once the notice is processed.
Fees and Charges
For a complete list of potential fees and charges that may apply, please read the Transaction, Savings and Investment Terms and Conditions and CommSec Notice Investor Terms and Conditions.
Fees and rates are subject to change.
Exchange Traded Options
|
Trade execution |
Brokerage fee amount1,2 by transaction value per trade3 |
|---|---|
|
Exchange-Traded Options traded online4,5 |
$34.95 (up to and including $10,000) |
|
Exchange-Traded Options traded over the phone4,5 |
$54.60 (up to and including $10,000) |
|
Exchange-Traded Options subsequent share transaction upon exercise or assignment of the option6 |
$34.95 (up to and including $10,000) |
1 Alternative brokerage rates may be agreed from time to time and (if agreed to) will be payable under the General Conditions of Trade within the ETO PDS and Terms and Conditions. If you are offered, and agree to a tiered brokerage rate, this may result in brokerage charges that differ from rates expressly disclosed within the CommSec FSG.
2 Unless otherwise indicated, where a fee or charge is expressed as a percentage, it refers to a percentage of the transaction value. For GST rounding reasons, the final brokerage fee may result in a slight variance from the stated or expected charge, which may exceed two cents for large trades.
3 Brokerage charged (shares, warrants, listed managed investments and derivatives): Brokerage at these rates applies each time you trade a stock, warrant, listed managed investment or derivative.
4ETO contract fees also apply. See "ETO Contract Fees" below or the "Other fees and charges" section of the CommSec FSG. Equity Option contract fees are charged based on the Tiered Fee Categories allocated by the ASX for Single Stock Options. For more information, please visit the ASX website.
5 For ETO multi-leg orders, brokerage is charged on each individual options leg. The execution of an equity leg (an Australian listed share transaction), traded as part of an options multi-leg order will incur "Australian listed shares" fees and charges as disclosed in the CommSec FSG.
6 Listed equities transactions that result from an exercise or assignment of ETO contracts are charged at the same rate of brokerage as the original ETO transaction. For this reason the brokerage charged on the listed equities transaction arising from an exercise or assignment of an ETO contract may differ from and overrides the default rates set out in the CommSec FSG.
|
ETO Contract fees (per contract) |
Amount per contract7 |
|---|---|
|
Equity Option Contract (Open/Close) |
$0.06 (plus GST) Tiered Fee Category 1 $0.10 (plus GST) Tiered Fee Category 2 $0.13 (plus GST) Tiered Fee Category 3 $0.21 (plus GST) Tiered Fee Category 4 $0.31 (plus GST) Tiered Fee Category 5 |
|
Equity Option Contract (Exercise/Assignment) |
$0.05 (GST exclusive) |
|
Index Option Contract (Open/Close) |
$0.45 (GST exclusive) |
|
Index Option Contract (Exercise/Assignment) |
$0.35 (GST exclusive) |
7 ETO Contract fees have been set out on a GST exclusive basis as the total GST may be rounded in accordance with the GST law.
|
Other fees and charges (inclusive of GST) |
Amount
|
|---|---|
|
Option fail fee |
$100 per day |
|
Late settlement fee8 |
$100 |
|
Equity fail fee (assignment and exercise) |
$100 per day |
|
Rebooking fee |
$25 per rebooking |
8 Please note that CommSec requires all clients to ensure cleared funds are available to meet settlement obligations. Multiple direct debit rejections may lead to trading restrictions being imposed on your account. A direct debit rejection will be treated as a late settlement.
|
Description |
Fee* |
|---|---|
|
Printing and postage of contract notes |
$1.95 |
|
Reprinting and postage of CHESS statement |
$16.50 per stock |
|
Late settlement fee – Buy or Short Sell |
$100 |
|
SRN sale admin fee |
$15.00 |
|
SRN query, rebooking fee |
$25.00 |
|
Off market transfer fee |
$54.00 per transfer |
*All of the above fees include GST
Fees and rates are subject to change

